{"id":15774,"date":"2022-07-24T09:33:52","date_gmt":"2022-07-24T09:33:52","guid":{"rendered":"https:\/\/www.coolvoyagedestinations.com\/sw6d\/?p=15774"},"modified":"2026-08-14T14:25:19","modified_gmt":"2026-08-14T14:25:19","slug":"expatriate-or-travel-health-insurance","status":"publish","type":"post","link":"https:\/\/www.coolvoyagedestinations.com\/sw6d\/2022\/07\/24\/expatriate-or-travel-health-insurance\/","title":{"rendered":"Expatriate or travel health insurance?"},"content":{"rendered":"<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0[data-kb-block=\"kb-adv-heading15774_994d1f-59_0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0[data-kb-block=\"kb-adv-heading15774_994d1f-59_0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_0[data-kb-block=\"kb-adv-heading15774_994d1f-59_0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_0\">It is important to know what your status is in the eyes of an international health insurer. The consequences can be severe.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1[data-kb-block=\"kb-adv-heading15774_994d1f-59_1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1[data-kb-block=\"kb-adv-heading15774_994d1f-59_1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_1[data-kb-block=\"kb-adv-heading15774_994d1f-59_1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_1\">1-What are the differences and why<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2[data-kb-block=\"kb-adv-heading15774_994d1f-59_2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2[data-kb-block=\"kb-adv-heading15774_994d1f-59_2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_2[data-kb-block=\"kb-adv-heading15774_994d1f-59_2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_2\">A traveler (or tourist) is a person who temporarily travels to a foreign country.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3[data-kb-block=\"kb-adv-heading15774_994d1f-59_3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3[data-kb-block=\"kb-adv-heading15774_994d1f-59_3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_3[data-kb-block=\"kb-adv-heading15774_994d1f-59_3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_3\">The local health insurance of his country of citizenship does not cover him abroad, so he must purchase international travel medical insurance. Travel insurances are special solutions, adapted to international, an insurance policy issued in English, the insurer has a team of multilingual consultants, agreements with international hospitals, it is possible to arrange direct billing and is able to organize a repatriation from other part of the world.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4[data-kb-block=\"kb-adv-heading15774_994d1f-59_4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4[data-kb-block=\"kb-adv-heading15774_994d1f-59_4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_4[data-kb-block=\"kb-adv-heading15774_994d1f-59_4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_4\">These insurances are often not expensive for the following main reasons:<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5[data-kb-block=\"kb-adv-heading15774_994d1f-59_5\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5[data-kb-block=\"kb-adv-heading15774_994d1f-59_5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_5[data-kb-block=\"kb-adv-heading15774_994d1f-59_5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_5\">-it is signed only for the duration of the stay.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6[data-kb-block=\"kb-adv-heading15774_994d1f-59_6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6[data-kb-block=\"kb-adv-heading15774_994d1f-59_6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_6[data-kb-block=\"kb-adv-heading15774_994d1f-59_6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_6\">in the event of a serious medical problem, the insurer repatriates the insured to his country, where the local insurance he should have will take over. The international insurer therefore does not assume the risk of having to cover the cost of treatment over a long period (with rare exceptions).\nfinally, once the insured has returned or returned, the insurance policy expires. If the policyholder wishes to re-subscribe, for a new trip, all medical problems that he has had will no longer be covered.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7[data-kb-block=\"kb-adv-heading15774_994d1f-59_7\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7[data-kb-block=\"kb-adv-heading15774_994d1f-59_7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_7[data-kb-block=\"kb-adv-heading15774_994d1f-59_7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_7\">-offers coverage for medical expenses for illness and injury only. Sometimes it only covers emergencies or even emergency hospitalization.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8[data-kb-block=\"kb-adv-heading15774_994d1f-59_8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8[data-kb-block=\"kb-adv-heading15774_994d1f-59_8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_8[data-kb-block=\"kb-adv-heading15774_994d1f-59_8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_8\">the maximum coverage is often quite low.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9[data-kb-block=\"kb-adv-heading15774_994d1f-59_9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9[data-kb-block=\"kb-adv-heading15774_994d1f-59_9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_9[data-kb-block=\"kb-adv-heading15774_994d1f-59_9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_9\">An expat is a person who lives abroad. He needs resident health insurance, often called expat insurance.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10[data-kb-block=\"kb-adv-heading15774_994d1f-59_10\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10[data-kb-block=\"kb-adv-heading15774_994d1f-59_10\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_10[data-kb-block=\"kb-adv-heading15774_994d1f-59_10\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_10 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_10\">There are countless different contracts and insurers. Overall, here\u2019s what characterizes them:<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11[data-kb-block=\"kb-adv-heading15774_994d1f-59_11\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11[data-kb-block=\"kb-adv-heading15774_994d1f-59_11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_11[data-kb-block=\"kb-adv-heading15774_994d1f-59_11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_11 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_11\">the contract is annual and renewable automatically (with exceptions depending on the insurers). The insurer therefore undertakes to cover the insured as long as the latter renews his contract every year. The insurer undertakes to cover all medical problems from the signing of the contract, and knowing that some contracts are for life, ie without time limits.\nit is possible to find very large and very high coverage, including dental, maternity and health examinations.\nthe maximum coverage can be up to several million dollars, to cover the higher hospital costs.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12[data-kb-block=\"kb-adv-heading15774_994d1f-59_12\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12[data-kb-block=\"kb-adv-heading15774_994d1f-59_12\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_12[data-kb-block=\"kb-adv-heading15774_994d1f-59_12\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_12 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_12\">-insurers can offer extended services, such as online portal for the management of accounts and claims, mobile app, telemedicine, second medical opinion, direct billing, insurance card, etc.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13[data-kb-block=\"kb-adv-heading15774_994d1f-59_13\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13[data-kb-block=\"kb-adv-heading15774_994d1f-59_13\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_13[data-kb-block=\"kb-adv-heading15774_994d1f-59_13\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_13 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_13\">-You can benefit from much more personalized and quality customer service.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14[data-kb-block=\"kb-adv-heading15774_994d1f-59_14\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14[data-kb-block=\"kb-adv-heading15774_994d1f-59_14\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_14[data-kb-block=\"kb-adv-heading15774_994d1f-59_14\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_14 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_14\">2-What is the problem<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15[data-kb-block=\"kb-adv-heading15774_994d1f-59_15\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15[data-kb-block=\"kb-adv-heading15774_994d1f-59_15\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_15[data-kb-block=\"kb-adv-heading15774_994d1f-59_15\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_15 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_15\">Most people who go to live abroad have well-defined situations regarding their status. But some situations are ambiguous. This is the case when a person lives in a foreign country for most of the year but maintains important links with their country of origin and travels there regularly. In these circumstances it happens that some people do not consider themselves expatriates. They continue to benefit from health coverage in their country of citizenship and are satisfied with travel insurance during their stays abroad. This is a risky situation. For example, expensive hospitalization abroad occurs. The insurer may decide to investigate and discover that the person is, in fact, resident in the foreign country, not a tourist, therefore not eligible for the travel insurance stipulated, and cancels the insurance. There have been several cases in the past 10 years alone.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16[data-kb-block=\"kb-adv-heading15774_994d1f-59_16\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16[data-kb-block=\"kb-adv-heading15774_994d1f-59_16\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_16[data-kb-block=\"kb-adv-heading15774_994d1f-59_16\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_16 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_16\">This situation must be avoided because even if the insured finally succeeds in proving and convincing the insurer that his residence is still in his country of citizenship, he will probably have to anticipate all medical expenses and manage his repatriation himself before being possibly refunded.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17[data-kb-block=\"kb-adv-heading15774_994d1f-59_17\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17[data-kb-block=\"kb-adv-heading15774_994d1f-59_17\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15774_994d1f-59_17[data-kb-block=\"kb-adv-heading15774_994d1f-59_17\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading15774_994d1f-59_17 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15774_994d1f-59_17\">To avoid this situation, I simply recommend choosing expat health insurance when the person lives most of the time in a foreign country. Therefore, the possibilities of litigation are excluded and in the event of serious medical problems the insured is better protected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Expatriate or travel health insurance?<\/p>\n","protected":false},"author":1,"featured_media":23685,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"boxed","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[393],"tags":[701,608,607,614,611,610,613,702,612,609],"class_list":["post-15774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-long-stay-living","tag-coolvoyage-destinations-is-committed-to-providing-exceptional-support-for-both-retirees-and-digital-nomads-whether-youre-looking-for-a-peaceful-retirement-or-an-adventurous-remote-work-lifestyle","tag-health-insurance","tag-hospitals-in-phuket","tag-injuries","tag-insurance","tag-living-abroad","tag-medical-treatment","tag-our-comprehensive-services-ensure-a-smooth-and-fulfilling-experience-let-us-help-you-create-the-life-youve-always-dreamed-of","tag-repatriation","tag-retirees-in-thailand"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Expatriate or travel health insurance? 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